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California Mortgage Broker

Serving the Los Angeles metro area, including Beverly Hills and Orange County

Comprehensive purchase and refinance programs available

Wide range of loan options: conventional, FHA, VA, jumbo, Non-QM, and DSCR

Personalized consultations to explore your mortgage options

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A personal approach to California home financing

Your home, income and financing goals are unique. Republic Lending Partners works with a network of lender partners to help you compare mortgage options for a California home purchase, refinance or investment property. Our brokerage is based in Katy, Texas and serves borrowers throughout California and Texas.

Los Angeles, the Valley, Orange County and San Diego

We work with borrowers and realtor partners across the Los Angeles metro, including Beverly Hills, Encino, Studio City and Sherman Oaks. We also serve Orange County, San Diego and communities throughout California. These are areas we serve, rather than separate branch offices.

Compare options for your home purchase

Explore conventional, FHA, VA, jumbo and Non-QM loan programs. Share the property type, intended use, purchase price, down payment and timing. We will help identify available options and explain the documents needed for a full review.

Refinance with a clear goal

Tell us what you want to accomplish: reviewing your payment, changing your loan term or exploring equity options. Compare the proposed loan with your current balance, rate, remaining term and costs. Ask how points, closing costs and your expected time in the property affect the comparison. Any savings depend on the specific loan terms and your circumstances.

Self-employed or buying a condo?

Ask which income documents are needed for the programs under consideration. For a condo, share the project and property details early so the applicable lender requirements can be reviewed. Program fit depends on both your financial profile and the property.

DSCR and investment-property financing

From a Los Angeles rental to an Orange County or San Diego investment, start with a property-specific quote. We can help you compare DSCR and conventional investment-property loan options. Have the address, price or estimated value, expected rent, current loan balance if refinancing, down payment or equity and target closing date ready. Ask about rate, points, fees, reserves, rental-income treatment and any prepayment penalty.

More lender options. A clearer comparison.

Working with multiple lender partners gives our team a range of programs to consider for your needs. We focus on explaining the tradeoffs, keeping communication clear and moving the file toward closing. Rates and available terms vary by borrower, property, program and lender; request a personalized comparison for your scenario.

Start a conversation about your California loan

Request a personalized mortgage quote or contact our team. Explore our loan programs or learn about our Texas mortgage services.

Republic Lending Partners | NMLS #2623113. Loan availability and approval are subject to lender requirements.